Home Loans is a division of The Albert Garcia Real Estate Team that helps you meet your goals of homeownership. Specializing in home loan products that help the new home buyer and the investment buyer alike.
The AG Team Home Loans Division strives to serve the South Florida community with home financing that work for all walks of life. Whether you are exploring to find your first home, looking at a vacation home or investment property we have the financing to help you build wealth through homeownership. Your home loan professional is ready to help get you pre- approved and discuss options suitable to meet your goals.
A mortgage application requires you to show collateral for the home loan you are requesting. This means before you complete a loan application you must pick out a house to use as collateral for the loan. The lender will then use the assessed value of the property to set the down payment amount required for financing.
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A pre-approval of course!
It is important to understand how a mortgage pre-approval can give you leverage and ease through the home shopping process. By reviewing your credit and qualifications we will be able to reach a determination about what you can afford. A mortgage pre-approval will enable you to focus on the houses in your price range. It will also let the seller know that you have funding available to buy, and give you confidence to negotiate the sales price.
Once buyer and seller agree on the sales price, it is time to complete the mortgage application and lock in loan terms.
Once buyer and seller agree on the sales price, it is time to complete the mortgage application and lock in loan terms. ”
JUAN CARRANZA [Loand Officer]
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